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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,920 | $152,591-83.0% | $117,529-77.9% | $134,545-80.7% |
| Participation rate | 63.6% | 77.1%-13.5pp | 70.6%-7.0pp | 81.2%-17.6pp |
| Annual return | -6.00% | 53.04%-59.0pp | 29.77%-35.8pp | 418.37%-424.4pp |
| Employer contribution / active EE | $651 | $5,576-88.3% | $4,179-84.4% | $4,742-86.3% |
| Participant deferral / active EE | $2,252 | $4,821-53.3% | $4,072-44.7% | $6,401-64.8% |
| Admin fee / account holder | $62 | $7,004-99.1% | $5,645-98.9% | $11,431-99.5% |