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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,084 | $106,001+67.1% | $92,235+92.0% | $147,585+20.0% |
| Participation rate | 87.5% | 80.4%+7.1pp | 76.5%+11.0pp | 82.8%+4.7pp |
| Annual return | 19.71% | 50.05%-30.3pp | 176.28%-156.6pp | 578.56%-558.8pp |
| Employer contribution / active EE | $4,746 | $4,333+9.5% | $3,679+29.0% | $4,876-2.7% |
| Participant deferral / active EE | $1,661 | $4,478-62.9% | $3,897-57.4% | $5,439-69.5% |
| Admin fee / account holder | $12,808 | $6,332+102.3% | $5,194+146.6% | $10,885+17.7% |