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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,360 | $124,330-61.9% | $109,173-56.6% | $167,536-71.7% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.82% | 26.04%-13.2pp | 25.75%-12.9pp | 478.82%-466.0pp |
| Employer contribution / active EE | $1,824 | $4,209-56.7% | $3,723-51.0% | $4,839-62.3% |
| Participant deferral / active EE | $2,139 | $5,256-59.3% | $4,654-54.0% | $6,342-66.3% |
| Admin fee / account holder | $2,607 | $7,974-67.3% | $6,755-61.4% | $12,315-78.8% |