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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,663 | $106,280-56.1% | $96,538-51.7% | $139,487-66.5% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 16.51% | 38.48%-22.0pp | 35.74%-19.2pp | 373.84%-357.3pp |
| Employer contribution / active EE | $1,629 | $4,107-60.3% | $3,740-56.4% | $4,755-65.7% |
| Participant deferral / active EE | $1,505 | $5,457-72.4% | $4,880-69.2% | $6,713-77.6% |
| Admin fee / account holder | $339 | $7,888-95.7% | $6,737-95.0% | $11,407-97.0% |