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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,575 | $99,345+54.6% | $84,753+81.2% | $273,972-43.9% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.75% | 22.93%-14.2pp | 22.78%-14.0pp | 41.46%-32.7pp |
| Employer contribution / active EE | $8,564 | $4,214+103.2% | $3,574+139.6% | $4,869+75.9% |
| Participant deferral / active EE | $1,973 | $4,270-53.8% | $3,712-46.9% | $5,287-62.7% |
| Admin fee / account holder | $2,222 | $6,645-66.6% | $5,333-58.3% | $10,133-78.1% |