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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,728 | $107,809+117.7% | $97,032+141.9% | $155,188+51.3% |
| Participation rate | 75.0% | 75.5%-0.5pp | 71.6%+3.4pp | 80.8%-5.8pp |
| Annual return | 11.72% | 38.06%-26.3pp | 35.38%-23.7pp | 148.84%-137.1pp |
| Employer contribution / active EE | $0 | $2,911-100.0% | $2,629-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,213 | $5,129-56.9% | $4,672-52.6% | $6,531-66.1% |
| Admin fee / account holder | $149,499 | $10,717+1294.9% | $9,418+1487.4% | $14,480+932.5% |