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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,189 | $104,953+26.0% | $84,637+56.2% | $152,909-13.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 22.14% | 373.94%-351.8pp | 258.82%-236.7pp | 345.46%-323.3pp |
| Employer contribution / active EE | $0 | $3,304-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,198 | $4,691-31.8% | $3,900-18.0% | $5,851-45.4% |
| Admin fee / account holder | $10,961 | $6,244+75.5% | $4,914+123.0% | $11,601-5.5% |