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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,472 | $96,419+86.1% | $80,648+122.5% | $139,487+28.7% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 16.13% | 1352.86%-1336.7pp | 937.21%-921.1pp | 373.84%-357.7pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,971 | $5,225-43.1% | $4,443-33.1% | $6,713-55.7% |
| Admin fee / account holder | $412 | $6,605-93.8% | $5,382-92.3% | $11,407-96.4% |