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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,971 | $109,411+75.5% | $89,435+114.6% | $158,982+20.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.67% | 345.68%-331.0pp | 245.55%-230.9pp | 302.99%-288.3pp |
| Employer contribution / active EE | $0 | $3,173-100.0% | $2,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,000 | $4,600-34.8% | $3,890-22.9% | $5,983-49.9% |
| Admin fee / account holder | $939 | $6,159-84.7% | $4,884-80.8% | $11,252-91.7% |