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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,987 | $114,130+56.8% | $96,192+86.1% | $167,553+6.8% |
| Participation rate | 71.4% | 75.1%-3.6pp | 68.4%+3.0pp | 82.1%-10.7pp |
| Annual return | 14.66% | 190.07%-175.4pp | 192.09%-177.4pp | 478.89%-464.2pp |
| Employer contribution / active EE | $0 | $3,431-100.0% | $2,799-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $2,071 | $5,198-60.1% | $4,351-52.4% | $6,343-67.3% |
| Admin fee / account holder | $421 | $6,901-93.9% | $5,539-92.4% | $12,316-96.6% |