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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,802 | $95,453-45.7% | $112,040-53.8% | $82,448-37.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 28.11% | 23.92%+4.2pp | 24.52%+3.6pp | 41.64%-13.5pp |
| Employer contribution / active EE | $5,578 | $2,318+140.7% | $2,954+88.8% | $2,551+118.7% |
| Participant deferral / active EE | $10,241 | $4,224+142.5% | $5,098+100.9% | $4,139+147.4% |
| Admin fee / account holder | $714 | $9,013-92.1% | $12,098-94.1% | $7,234-90.1% |