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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,802 | $95,404-45.7% | $113,397-54.3% | $82,637-37.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 28.11% | 19.08%+9.0pp | 23.20%+4.9pp | 53.51%-25.4pp |
| Employer contribution / active EE | $5,578 | $2,307+141.8% | $2,977+87.4% | $2,552+118.6% |
| Participant deferral / active EE | $10,241 | $4,220+142.7% | $5,076+101.7% | $4,126+148.2% |
| Admin fee / account holder | $714 | $9,168-92.2% | $11,957-94.0% | $7,339-90.3% |