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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,121 | $86,919-42.3% | $102,457-51.1% | $80,911-38.1% |
| Participation rate | 69.7% | 72.4%-2.7pp | 76.5%-6.8pp | 67.6%+2.0pp |
| Annual return | 20.90% | 18.90%+2.0pp | 29.41%-8.5pp | 35.63%-14.7pp |
| Employer contribution / active EE | $5,098 | $2,368+115.3% | $3,022+68.7% | $2,756+85.0% |
| Participant deferral / active EE | $7,300 | $4,119+77.2% | $5,054+44.4% | $4,297+69.9% |
| Admin fee / account holder | $266 | $8,049-96.7% | $9,451-97.2% | $6,935-96.2% |