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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,844 | $80,985-63.1% | $96,576-69.1% | $75,181-60.3% |
| Participation rate | 64.7% | 71.8%-7.1pp | 76.0%-11.3pp | 67.2%-2.5pp |
| Annual return | 0.00% | 27.05%-27.0pp | 25.87%-25.9pp | 160.69%-160.7pp |
| Employer contribution / active EE | $1,608 | $2,282-29.5% | $2,965-45.8% | $2,671-39.8% |
| Participant deferral / active EE | $2,596 | $3,929-33.9% | $4,851-46.5% | $4,126-37.1% |
| Admin fee / account holder | $46 | $6,719-99.3% | $8,253-99.4% | $5,650-99.2% |