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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,222 | $112,729+34.1% | $98,716+53.2% | $137,256+10.2% |
| Participation rate | 52.4% | 74.2%-21.8pp | 69.3%-16.9pp | 80.0%-27.6pp |
| Annual return | 18.40% | 38.48%-20.1pp | 31.81%-13.4pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,177 | $2,725-20.1% | $2,279-4.4% | $4,156-47.6% |
| Participant deferral / active EE | $2,646 | $4,640-43.0% | $4,048-34.6% | $6,407-58.7% |
| Admin fee / account holder | $4,670 | $10,129-53.9% | $8,703-46.3% | $12,270-61.9% |