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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,222 | $123,155+22.8% | $108,753+39.1% | $155,188-2.6% |
| Participation rate | 52.4% | 75.6%-23.2pp | 71.1%-18.7pp | 80.8%-28.4pp |
| Annual return | 18.40% | 44.73%-26.3pp | 37.47%-19.1pp | 148.84%-130.4pp |
| Employer contribution / active EE | $2,177 | $2,811-22.5% | $2,427-10.3% | $4,248-48.7% |
| Participant deferral / active EE | $2,646 | $4,623-42.8% | $4,115-35.7% | $6,531-59.5% |
| Admin fee / account holder | $4,670 | $12,126-61.5% | $10,320-54.7% | $14,480-67.7% |