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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,862 | $106,905+23.3% | $84,020+56.9% | $152,885-13.8% |
| Participation rate | 64.7% | 75.2%-10.5pp | 69.0%-4.3pp | 82.5%-17.7pp |
| Annual return | 23.38% | 105.00%-81.6pp | 71.31%-47.9pp | 345.39%-322.0pp |
| Employer contribution / active EE | $2,003 | $2,735-26.7% | $1,984+1.0% | $4,763-57.9% |
| Participant deferral / active EE | $2,279 | $4,012-43.2% | $3,239-29.6% | $5,851-61.1% |
| Admin fee / account holder | $722 | $8,287-91.3% | $6,101-88.2% | $11,598-93.8% |