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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,600 | $95,895+21.6% | $79,576+46.5% | $134,509-13.3% |
| Participation rate | 52.9% | 75.0%-22.1pp | 69.5%-16.5pp | 81.2%-28.3pp |
| Annual return | -12.56% | -2.72%-9.8pp | 0.15%-12.7pp | 418.13%-430.7pp |
| Employer contribution / active EE | $1,973 | $3,128-36.9% | $2,413-18.2% | $4,741-58.4% |
| Participant deferral / active EE | $2,503 | $4,693-46.7% | $3,985-37.2% | $6,400-60.9% |
| Admin fee / account holder | $81,778 | $9,129+795.8% | $6,834+1096.6% | $11,427+615.7% |