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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,040 | $197,819-49.4% | $155,789-35.8% | $125,389-20.2% |
| Participation rate | 63.6% | 82.1%-18.5pp | 76.1%-12.5pp | 83.2%-19.6pp |
| Annual return | 3.90% | 86.73%-82.8pp | 71.54%-67.6pp | 282.24%-278.3pp |
| Employer contribution / active EE | $902 | $4,850-81.4% | $3,839-76.5% | $4,866-81.5% |
| Participant deferral / active EE | $8,445 | $5,631+50.0% | $4,798+76.0% | $5,352+57.8% |
| Admin fee / account holder | $1,489 | $9,544-84.4% | $7,477-80.1% | $9,541-84.4% |