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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,580 | $184,000-33.4% | $162,185-24.4% | $152,909-19.8% |
| Participation rate | 79.2% | 88.5%-9.3pp | 87.6%-8.4pp | 82.5%-3.3pp |
| Annual return | 20.78% | 150.80%-130.0pp | 115.61%-94.8pp | 345.46%-324.7pp |
| Employer contribution / active EE | $1,068 | $6,370-83.2% | $5,613-81.0% | $4,764-77.6% |
| Participant deferral / active EE | $8,536 | $8,033+6.3% | $7,297+17.0% | $5,851+45.9% |
| Admin fee / account holder | $7,588 | $13,124-42.2% | $10,844-30.0% | $11,601-34.6% |