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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,332 | $110,083+9.3% | $151,645-20.6% | $68,490+75.7% |
| Participation rate | 76.5% | 84.0%-7.5pp | 87.5%-11.0pp | 67.9%+8.6pp |
| Annual return | -24.16% | -10.12%-14.0pp | 3.34%-27.5pp | -7.85%-16.3pp |
| Employer contribution / active EE | $0 | $4,470-100.0% | $6,165-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $10,829 | $6,526+65.9% | $8,363+29.5% | $4,028+168.9% |
| Admin fee / account holder | $447 | $7,718-94.2% | $11,614-96.2% | $5,403-91.7% |