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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,870 | $137,414+12.0% | $189,537-18.8% | $85,847+79.2% |
| Participation rate | 73.5% | 84.6%-11.1pp | 87.8%-14.3pp | 69.3%+4.2pp |
| Annual return | 16.67% | 38.14%-21.5pp | 555.34%-538.7pp | 318.61%-301.9pp |
| Employer contribution / active EE | $977 | $4,344-77.5% | $6,161-84.1% | $2,565-61.9% |
| Participant deferral / active EE | $9,769 | $6,260+56.1% | $8,220+18.8% | $3,952+147.2% |
| Admin fee / account holder | $1,360 | $8,630-84.2% | $12,048-88.7% | $6,261-78.3% |