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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,694 | $67,602-42.8% | $82,312-53.0% | $70,126-44.8% |
| Participation rate | 95.0% | 72.8%+22.2pp | 76.9%+18.1pp | 69.5%+25.5pp |
| Annual return | 110.35% | 21.57%+88.8pp | 25.88%+84.5pp | 73.15%+37.2pp |
| Employer contribution / active EE | $2,402 | $1,755+36.9% | $2,428-1.1% | $2,343+2.5% |
| Participant deferral / active EE | $5,534 | $2,987+85.3% | $3,706+49.3% | $3,332+66.1% |
| Admin fee / account holder | $7,692 | $4,512+70.5% | $5,608+37.2% | $4,645+65.6% |