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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,086 | $86,940+28.9% | $102,434+9.4% | $80,935+38.5% |
| Participation rate | 97.4% | 72.4%+25.0pp | 76.5%+20.9pp | 67.7%+29.7pp |
| Annual return | 14.19% | 18.89%-4.7pp | 29.46%-15.3pp | 35.66%-21.5pp |
| Employer contribution / active EE | $3,018 | $2,370+27.4% | $3,023-0.2% | $2,757+9.5% |
| Participant deferral / active EE | $7,199 | $4,121+74.7% | $5,055+42.4% | $4,299+67.4% |
| Admin fee / account holder | $2,798 | $8,047-65.2% | $9,462-70.4% | $6,924-59.6% |