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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,928 | $62,583-39.4% | $76,767-50.6% | $64,173-40.9% |
| Participation rate | 90.7% | 72.8%+17.9pp | 77.0%+13.7pp | 69.6%+21.1pp |
| Annual return | -7.54% | -1.95%-5.6pp | 2.43%-10.0pp | 7.63%-15.2pp |
| Employer contribution / active EE | $2,291 | $1,832+25.1% | $2,485-7.8% | $2,381-3.8% |
| Participant deferral / active EE | $5,569 | $3,145+77.1% | $3,852+44.6% | $3,470+60.5% |
| Admin fee / account holder | $2,396 | $4,667-48.7% | $6,675-64.1% | $4,887-51.0% |