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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,542 | $80,983+9.3% | $96,544-8.3% | $75,177+17.8% |
| Participation rate | 90.0% | 71.8%+18.2pp | 76.0%+14.0pp | 67.2%+22.8pp |
| Annual return | 16.77% | 27.05%-10.3pp | 25.88%-9.1pp | 160.75%-144.0pp |
| Employer contribution / active EE | $2,813 | $2,282+23.2% | $2,966-5.2% | $2,671+5.3% |
| Participant deferral / active EE | $6,155 | $3,929+56.7% | $4,851+26.9% | $4,126+49.2% |
| Admin fee / account holder | $5,637 | $6,717-16.1% | $8,254-31.7% | $5,651-0.3% |