Filed September 11, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,980 | $52,678+29.0% | $75,784-10.3% | $59,633+14.0% |
| Participation rate | 57.9% | 67.2%-9.3pp | 75.8%-17.9pp | 68.7%-10.8pp |
| Annual return | 2.26% | 2.95%-0.7pp | 9.68%-7.4pp | 2041.45%-2039.2pp |
| Employer contribution / active EE | $765 | $2,193-65.1% | $3,323-77.0% | $2,203-65.3% |
| Participant deferral / active EE | $1,528 | $2,591-41.0% | $3,652-58.2% | $3,192-52.1% |
| Admin fee / account holder | $1,447 | $3,610-59.9% | $5,300-72.7% | $4,297-66.3% |