Filed September 11, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,251 | $80,724+5.6% | $103,333-17.5% | $74,495+14.4% |
| Participation rate | 47.9% | 65.7%-17.8pp | 74.5%-26.6pp | 67.2%-19.3pp |
| Annual return | 21.53% | 27.56%-6.0pp | 24.88%-3.4pp | 1364.94%-1343.4pp |
| Employer contribution / active EE | $1,542 | $3,157-51.2% | $3,868-60.1% | $2,623-41.2% |
| Participant deferral / active EE | $2,634 | $3,860-31.8% | $5,057-47.9% | $4,346-39.4% |
| Admin fee / account holder | $14,679 | $2,368+519.9% | $8,355+75.7% | $1,942+656.0% |