Filed September 11, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,082 | $72,277-5.8% | $101,248-32.8% | $79,858-14.7% |
| Participation rate | 54.8% | 68.5%-13.7pp | 75.8%-21.0pp | 69.6%-14.9pp |
| Annual return | 24.98% | 22.30%+2.7pp | 46.47%-21.5pp | 31.71%-6.7pp |
| Employer contribution / active EE | $1,144 | $2,692-57.5% | $3,660-68.8% | $2,471-53.7% |
| Participant deferral / active EE | $1,666 | $3,282-49.2% | $4,370-61.9% | $3,740-55.5% |
| Admin fee / account holder | $1,437 | $4,400-67.4% | $5,945-75.8% | $5,306-72.9% |