Filed September 11, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,162 | $63,346+12.3% | $92,240-22.9% | $70,126+1.5% |
| Participation rate | 58.8% | 68.7%-9.8pp | 76.5%-17.7pp | 69.5%-10.7pp |
| Annual return | 21.78% | 530.19%-508.4pp | 176.29%-154.5pp | 73.15%-51.4pp |
| Employer contribution / active EE | $1,113 | $2,471-55.0% | $3,680-69.8% | $2,343-52.5% |
| Participant deferral / active EE | $1,573 | $2,854-44.9% | $3,897-59.6% | $3,332-52.8% |
| Admin fee / account holder | $176 | $3,841-95.4% | $5,194-96.6% | $4,645-96.2% |