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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,113 | $77,901+46.5% | $149,717-23.8% | $75,181+51.8% |
| Participation rate | 79.6% | 65.6%+14.1pp | 78.8%+0.9pp | 67.2%+12.4pp |
| Annual return | 20.42% | 31.73%-11.3pp | 134.41%-114.0pp | 160.69%-140.3pp |
| Employer contribution / active EE | $9,600 | $3,137+206.0% | $4,820+99.2% | $2,671+259.5% |
| Participant deferral / active EE | $7,096 | $3,411+108.0% | $5,682+24.9% | $4,126+72.0% |
| Admin fee / account holder | $2,797 | $5,949-53.0% | $13,213-78.8% | $5,650-50.5% |