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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,510 | $77,638-0.2% | $156,551-50.5% | $62,881+23.3% |
| Participation rate | 92.5% | 71.2%+21.3pp | 84.0%+8.5pp | 69.3%+23.2pp |
| Annual return | 14.52% | 50.33%-35.8pp | 32.23%-17.7pp | 20.14%-5.6pp |
| Employer contribution / active EE | $10,043 | $3,444+191.6% | $5,501+82.6% | $2,281+340.3% |
| Participant deferral / active EE | $6,694 | $3,046+119.8% | $4,871+37.4% | $3,203+109.0% |
| Admin fee / account holder | $652 | $5,561-88.3% | $13,028-95.0% | $4,296-84.8% |