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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,587 | $85,171+13.4% | $172,752-44.1% | $72,975+32.4% |
| Participation rate | 81.0% | 70.1%+10.9pp | 82.6%-1.7pp | 69.5%+11.5pp |
| Annual return | 21.77% | 27.32%-5.6pp | 802.97%-781.2pp | 81.01%-59.2pp |
| Employer contribution / active EE | $9,250 | $3,324+178.3% | $5,144+79.8% | $2,440+279.1% |
| Participant deferral / active EE | $6,996 | $3,260+114.6% | $5,198+34.6% | $3,608+93.9% |
| Admin fee / account holder | $2,446 | $5,880-58.4% | $13,955-82.5% | $5,124-52.3% |