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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,907 | $91,179+4.1% | $178,499-46.8% | $79,852+18.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 16.01% | 24.19%-8.2pp | 151.10%-135.1pp | 31.72%-15.7pp |
| Employer contribution / active EE | $11,675 | $3,256+258.6% | $5,011+133.0% | $2,471+372.5% |
| Participant deferral / active EE | $6,403 | $3,236+97.9% | $5,202+23.1% | $3,740+71.2% |
| Admin fee / account holder | $7,037 | $6,749+4.3% | $13,986-49.7% | $5,306+32.6% |