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| Provider | Service type | Compensation |
|---|---|---|
Filed as: INDEPENDENT FINANCIAL GROUP Service code 26 · EIN 71-0927304 12671 HIGH BLUFF DRIVE, STE 200 · SAN DIEGO, CA 92130 | Advisory (Participants) | $87,644 |
NWPS4 years Filed as: NWPS, INC. Service code 13 · EIN 91-2090931 4025 DELRIDGE WAY SW · SEATTLE, WA 98101 | Contract Administrator | $67,472 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 94105 | Securities Custodian | $28,495 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,659 | $50,919+215.5% | $155,556+3.3% | $77,762+106.6% |
| Participation rate | 95.9% | 63.1%+32.8pp | 78.2%+17.7pp | 70.6%+25.3pp |
| Annual return | 16.83% | 34.84%-18.0pp | 64.84%-48.0pp | 31.27%-14.4pp |
| Employer contribution / active EE | $5,830 | $1,991+192.8% | $4,675+24.7% | $2,728+113.7% |
| Participant deferral / active EE | $6,524 | $2,824+131.0% | $5,631+15.9% | $4,651+40.3% |
| Admin fee / account holder | $271 | $437-37.9% | $15,885-98.3% | $433-37.3% |