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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,117 | $183,539-9.5% | $155,556+6.8% | $145,897+13.9% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 17.46% | 61.31%-43.8pp | 64.84%-47.4pp | 552.29%-534.8pp |
| Employer contribution / active EE | $7,609 | $5,315+43.2% | $4,675+62.7% | $4,663+63.2% |
| Participant deferral / active EE | $7,465 | $6,467+15.4% | $5,631+32.6% | $6,689+11.6% |
| Admin fee / account holder | $640 | $19,275-96.7% | $15,885-96.0% | $13,390-95.2% |