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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,871 | $198,457-48.2% | $170,435-39.6% | $147,586-30.3% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 17.04% | 257.30%-240.3pp | 205.94%-188.9pp | 578.59%-561.6pp |
| Employer contribution / active EE | $2,727 | $6,183-55.9% | $5,432-49.8% | $4,876-44.1% |
| Participant deferral / active EE | $3,453 | $5,629-38.7% | $4,939-30.1% | $5,439-36.5% |
| Admin fee / account holder | $371 | $16,852-97.8% | $13,881-97.3% | $10,886-96.6% |