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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,292 | $167,352-60.4% | $143,788-53.9% | $134,509-50.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.52% | 0.47%-22.0pp | -0.03%-21.5pp | 418.13%-439.7pp |
| Employer contribution / active EE | $8,949 | $5,620+59.2% | $4,952+80.7% | $4,741+88.8% |
| Participant deferral / active EE | $6,462 | $6,447+0.2% | $5,638+14.6% | $6,400+1.0% |
| Admin fee / account holder | $691 | $18,091-96.2% | $14,675-95.3% | $11,427-93.9% |