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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,647 | $102,609+79.0% | $98,090+87.2% | $138,895+32.2% |
| Participation rate | 76.5% | 82.8%-6.3pp | 81.5%-5.1pp | 79.9%-3.4pp |
| Annual return | 12.38% | 36.44%-24.1pp | 37.05%-24.7pp | 145.39%-133.0pp |
| Employer contribution / active EE | $1,664 | $3,867-57.0% | $3,606-53.8% | $4,194-60.3% |
| Participant deferral / active EE | $4,314 | $8,167-47.2% | $7,845-45.0% | $6,396-32.6% |
| Admin fee / account holder | $2,293 | $11,434-79.9% | $11,815-80.6% | $12,562-81.7% |