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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,393 | $107,941-29.2% | $91,994-17.0% | $152,897-50.0% |
| Participation rate | 82.6% | 81.2%+1.4pp | 78.6%+4.0pp | 82.5%+0.2pp |
| Annual return | 25.66% | 89.28%-63.6pp | 69.04%-43.4pp | 345.43%-319.8pp |
| Employer contribution / active EE | $1,472 | $4,212-65.0% | $3,453-57.4% | $4,764-69.1% |
| Participant deferral / active EE | $4,271 | $6,366-32.9% | $5,924-27.9% | $5,851-27.0% |
| Admin fee / account holder | $1,963 | $10,521-81.3% | $7,744-74.6% | $11,599-83.1% |