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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,062 | $115,903-24.0% | $100,528-12.4% | $158,966-44.6% |
| Participation rate | 85.7% | 81.6%+4.1pp | 79.4%+6.3pp | 82.0%+3.8pp |
| Annual return | 16.99% | 34.80%-17.8pp | 30.90%-13.9pp | 302.95%-286.0pp |
| Employer contribution / active EE | $1,557 | $4,105-62.1% | $3,419-54.4% | $4,762-67.3% |
| Participant deferral / active EE | $4,636 | $6,677-30.6% | $6,271-26.1% | $5,983-22.5% |
| Admin fee / account holder | $2,776 | $11,000-74.8% | $8,084-65.7% | $11,250-75.3% |