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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,185 | $73,009-36.7% | $90,756-49.1% | $68,495-32.6% |
| Participation rate | 66.0% | 70.8%-4.8pp | 75.7%-9.7pp | 67.9%-1.9pp |
| Annual return | -12.64% | -13.81%+1.2pp | -12.16%-0.5pp | -7.84%-4.8pp |
| Employer contribution / active EE | $1,403 | $2,193-36.0% | $2,922-52.0% | $2,596-46.0% |
| Participant deferral / active EE | $2,629 | $3,626-27.5% | $4,565-42.4% | $4,028-34.7% |
| Admin fee / account holder | $10,824 | $5,896+83.6% | $8,445+28.2% | $5,403+100.3% |