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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,320 | $54,380-35.1% | $68,509-48.4% | $59,633-40.8% |
| Participation rate | 75.0% | 70.2%+4.8pp | 74.7%+0.3pp | 68.7%+6.3pp |
| Annual return | -2.34% | 2.83%-5.2pp | 8.27%-10.6pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $1,651 | $1,539+7.3% | $2,278-27.5% | $2,203-25.1% |
| Participant deferral / active EE | $3,145 | $2,643+19.0% | $3,382-7.0% | $3,192-1.4% |
| Admin fee / account holder | $1,188 | $3,885-69.4% | $5,275-77.5% | $4,297-72.3% |