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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,407 | $61,660-42.6% | $80,022-55.8% | $64,173-44.8% |
| Participation rate | 66.7% | 71.7%-5.0pp | 75.8%-9.2pp | 69.6%-2.9pp |
| Annual return | -5.42% | -0.33%-5.1pp | 11.22%-16.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $1,297 | $1,810-28.3% | $2,468-47.4% | $2,381-45.5% |
| Participant deferral / active EE | $2,710 | $2,968-8.7% | $3,686-26.5% | $3,470-21.9% |
| Admin fee / account holder | $831 | $5,417-84.7% | $6,521-87.3% | $4,887-83.0% |