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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,931 | $81,208-32.4% | $98,920-44.5% | $79,852-31.2% |
| Participation rate | 68.2% | 72.5%-4.3pp | 76.0%-7.8pp | 69.6%-1.5pp |
| Annual return | 12.73% | 60.99%-48.3pp | 196.47%-183.7pp | 31.72%-19.0pp |
| Employer contribution / active EE | $1,430 | $1,960-27.1% | $2,689-46.8% | $2,471-42.1% |
| Participant deferral / active EE | $2,020 | $3,265-38.1% | $4,245-52.4% | $3,740-46.0% |
| Admin fee / account holder | $4,752 | $6,013-21.0% | $6,643-28.5% | $5,306-10.4% |