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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,028 | $81,262+178.1% | $155,602+45.3% | $80,911+179.4% |
| Participation rate | 92.6% | 66.2%+26.4pp | 78.2%+14.4pp | 67.6%+24.9pp |
| Annual return | 18.22% | 33.34%-15.1pp | 64.81%-46.6pp | 35.63%-17.4pp |
| Employer contribution / active EE | $34,423 | $3,102+1009.7% | $4,675+636.3% | $2,756+1149.1% |
| Participant deferral / active EE | $278 | $3,451-92.0% | $5,629-95.1% | $4,297-93.5% |
| Admin fee / account holder | $46,183 | $7,992+477.9% | $15,923+190.0% | $6,935+566.0% |