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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,369 | $77,908+168.7% | $149,696+39.9% | $75,173+178.5% |
| Participation rate | 96.8% | 65.6%+31.2pp | 78.8%+18.0pp | 67.2%+29.6pp |
| Annual return | 19.72% | 31.73%-12.0pp | 134.46%-114.7pp | 160.72%-141.0pp |
| Employer contribution / active EE | $32,528 | $3,138+936.7% | $4,821+574.7% | $2,671+1117.9% |
| Participant deferral / active EE | $242 | $3,411-92.9% | $5,682-95.7% | $4,126-94.1% |
| Admin fee / account holder | $3,274 | $5,950-45.0% | $13,212-75.2% | $5,651-42.1% |