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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,380 | $73,863+149.6% | $143,797+28.2% | $68,490+169.2% |
| Participation rate | 88.6% | 66.7%+21.9pp | 80.3%+8.3pp | 67.9%+20.7pp |
| Annual return | -16.11% | 0.91%-17.0pp | -0.04%-16.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $27,591 | $3,185+766.4% | $4,952+457.1% | $2,597+962.6% |
| Participant deferral / active EE | $186 | $3,385-94.5% | $5,638-96.7% | $4,028-95.4% |
| Admin fee / account holder | $47,600 | $5,756+727.0% | $14,679+224.3% | $5,403+781.0% |