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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,039 | $91,198+186.2% | $178,503+46.2% | $79,856+226.9% |
| Participation rate | 72.4% | 69.2%+3.2pp | 81.9%-9.5pp | 69.6%+2.8pp |
| Annual return | 15.44% | 24.20%-8.8pp | 151.12%-135.7pp | 31.71%-16.3pp |
| Employer contribution / active EE | $23,556 | $3,257+623.3% | $5,011+370.1% | $2,471+853.2% |
| Participant deferral / active EE | $224 | $3,237-93.1% | $5,202-95.7% | $3,741-94.0% |
| Admin fee / account holder | $2,665 | $6,748-60.5% | $13,987-80.9% | $5,306-49.8% |