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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,233 | $45,566-5.1% | $64,105-32.6% | $59,633-27.5% |
| Participation rate | 51.4% | 60.2%-8.8pp | 68.2%-16.8pp | 68.7%-17.3pp |
| Annual return | -1.60% | 4.95%-6.6pp | 791.24%-792.8pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,781 | $2,057-13.4% | $2,822-36.9% | $3,192-44.2% |
| Admin fee / account holder | $992 | $3,268-69.6% | $4,499-78.0% | $4,297-76.9% |