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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,465 | $65,034-25.5% | $90,970-46.7% | $79,856-39.3% |
| Participation rate | 53.0% | 61.6%-8.6pp | 69.0%-16.0pp | 69.6%-16.6pp |
| Annual return | 19.76% | 30.45%-10.7pp | 134.60%-114.8pp | 31.71%-11.9pp |
| Employer contribution / active EE | $672 | $1,247-46.1% | $2,122-68.3% | $2,471-72.8% |
| Participant deferral / active EE | $2,110 | $2,512-16.0% | $3,373-37.4% | $3,741-43.6% |
| Admin fee / account holder | $1,370 | $4,536-69.8% | $5,961-77.0% | $5,306-74.2% |