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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,620 | $58,493-28.8% | $84,023-50.5% | $72,976-43.0% |
| Participation rate | 57.9% | 61.2%-3.3pp | 69.0%-11.1pp | 69.5%-11.6pp |
| Annual return | 22.49% | 28.93%-6.4pp | 71.32%-48.8pp | 81.02%-58.5pp |
| Employer contribution / active EE | $1,423 | $1,163+22.3% | $1,984-28.3% | $2,440-41.7% |
| Participant deferral / active EE | $3,297 | $2,394+37.7% | $3,239+1.8% | $3,608-8.6% |
| Admin fee / account holder | $7,773 | $4,569+70.1% | $6,102+27.4% | $5,124+51.7% |